SAVE OUR HSA's (and our health care)-various ramblings

Once again I am writing to you about Mike Rogers...
This time he has taken up the Health Care Reform mantra and he has some good points.
The bill as approved Friday night by the Energy and Commerce Committee will almost surely eliminate our private health care system as we know it. We will be forced to accept government run health care and any benefits from our HSA (Health care Savings Account) will be thrown out the window. In other words if you have been RESPONSIBLE with your health care programs. Paid all your bills and worked hard to put your families well being first, the YOU are screwed. Now if you have not gone out and supported your family by working hard then hey, this program is for you. Of course all the hype is that "Oh My... There are people without INSURANCE !!!"... I say "SO WHAT" I have been in jobs with no health care but I was 18 and in college. That is part of growing up. Since I have gotten out of college I have worked hard and have either had a job with insurance provided or I found a way to get it. Funny how the State mandates that you "have auto insurance or you don't drive", why don't they just say you must have health insurance too and be done with it. Then people could pick and choose the right programs for themselves (Geico, Progressive, State Farm...) AND save money. Instead the Government screwed it all up by making it only tax deductible if you get it through your employer. Hey, If I am self employed or a student or working at a low end job I do not have that luxury. If the government wanted to do it right they would give tax breaks on ALL health care related expenses and drop the whole employer provided model that exists. For that matter, open up the whole 401K program too and drop Social Security !!!! If I had the 14% the Government is taking out of my pay (7% out of me and 7% from the employer which is basically out of my paycheck) I could have a whole lot more in my mutual funds then they are gonna pay me when I retire!!!

The whole thing is about RESPONSIBILITY!! The government (Democrats/Liberals) feels that you the people should not have to worry about responsibility and they will gladly do everything for you. They know that if they do, then they can control you and they have the power. If this bill passes you will now be going to work and laboring for less then half of your paycheck.

You went to school (government run) and to college (government funded), and worked hard for your grades. You went out and got a low end job and worked hard to work your way up and along the way you started a family. Now all that work, studying, labor and stress is going to pay the government to tell you what you can do with your money. After all you are NOT taking it home, you are giving over half of it (or will soon) to other people who did not go to school, did not work hard, and did not show responsibility to their nation or family. Oh BTW,,, some of those that DID go to school did not pay much for their education (I bet you did) as the money came from the government. They are also the ones who got the job you really wanted because the employer needed to be "diverse" so they could get the government off their backs. Of course you worked hard to pay for your education and you worked hard to get good grades and learn something... Too bad you did not get the job.

NOW comes the time to make yourself heard. NOW is the time to stand up and say, my money is my money, quit giving it to other people. Government is for the people by the people. "The people" is YOU, why are you getting screwed by the government.

Governments role is to protect me and my stuff, not to take my money and give it to other people. Education is nice, but I want to pay for my education, not someone else's. Health care is nice, but I want to be rewarded for keeping myself healthy not penalized by paying for some slob who has to be rescued by Jerry Springer by knocking a hole in his house to get him out. Car insurance is nice, I want to pay for MY insurance and not for someone who is driving illegally without insurance (Michigan charges 100 bucks of a $200 policy for uninsured motorists that motorcycles can not apply for...).

I was once thanked by a business for "complaining" about the service at a store/restaurant because if I had not, they would not know there is a problem. Let your reps know there is a problem, a very big problem, called government spending. Tell them to "Get out of my wallet", and start cutting into the budget. In a recession, cutting spending is the only way to go. Makes sense doesn't it??? If the country does not have money, don't spend more....

Various ramblings about Michigan

I firmly believe that Michigan is currently overspending and overstepping its bounds as an extension of its voters and taxpayers. I believe that the "programs" should benefit Michiganders as a whole and not take money from the whole and give to the select. "Programs" such as welfare, school funding, grants, and other spending should be reviewed in depth and revised to allow the taxpayer to utilize those programs they are paying for. We cannot forget that taxpayers are PAYING the bills for these programs, it is not free money, hard working people gave up thier time for these programs to exist. Every dollar spent in a bill or program came out of someones time and every dollar should be spent as if you were spending someones life.

I believe that school funding and grants should be based on each individual student. If someone decides he should go to LCC instead of MSU then he should have the same funding (totally,not just his grant but the money given to the school as a whole: other funding, special programs etc..) to go to LCC as someone going to MSU. If Michigan truely wants to "invest" in the future of its children (and not just rhetoric) then Michigan should insure that ALL children have the same opportunity and that schools who cater to students (taxpayers) be rewarded for thier efforts.

When I graduated and went to college I was unable to obtain any grants since my parent "made too much money" (they were both school teachers and mom taught at the christian school for basically tuition money). I guess that it did not matter that I was paying for college myself. I worked three jobs just to pay for it. I had no credit at the time so no student loan. I went to LCC and LOVED it. And yet now I am paying taxes that help fund schools that I could not and can not ever hope to go to. If I could I would pull that portion of my taxes and give it to LCC or Northwood, or any number of "lesser" schools that actually try to help the students. p.s. I was accepted to MSU and it was only after they took my application fee did they tell me they had no programs towards my goal.

Right now Michigan businesses are having a hard time making it here. Any taxes applied to businesses are getting passed straight on to it's customers and that is making it hard for customers to buy goods. Remember the trickle down theory? If you "stick it to the big guy" the little guy will feel it. The guy that owns the business is not going to take the hit, he will pass it on to his customer which means higher prices and a higher cost of living to reside in Michigan.
In a nutshell there is no such thing as a tax to the upper class or unfair taxes to the middle and lower classes, the tax will get spread around to everyone, seen or unseen.

Render onto Ceaser that which is Ceasers. But in this case Ceaser is taking more than his share and giving it to his friends.

I think welfare is a sin. It is not up to the government to take care of the poor. It is up to churches and charitys. Welfare is taking time and life from working people and giving it to non working people with no real strings attached. Churches and Charitys will make sure the poor have ways to become productive again, the government has only loop holes that people can jump through and waste more time.
Welfare in the US has only been in place for just over 70 years. It was put in place due to the depression and the lack of people saving money and for those who were incapable of working. Now people still don't save money. They live on credit and depend on bankruptcy. There is no severe repurcussion for not holding your own.

Mackinaw Center for public policy

Check out the Mackinaw Center for Public Policy. They make sence !!!
http://www.mackinac.org/depts/ecodevo/

Why oh why will our Governor NOT listen to them??? Oh thats right, she has an agenda to raise taxes. She does not want a solution, she is already totally convinced that she can handle YOUR money better than you can (socialism??). You, the taxpayer, have no clue what your money should go to and she should take it from you and hand it back out as she deems fit.

Remember, BiPartisan does NOT mean "Do it my way".

Simple Math

So, is it just me? Or does the Governor of Michigan not know simple math? She INSISTS that we as Michigan residents pay MORE TAXES !!! Taxes are a %percent% NOT a fixed figure SO,,, if Michigan is hurting then there will be less money from taxes. Fix Michigan's hurt and there will be MORE money from taxes. Grabholm insists that she must have higher taxes to "fix" Michigan. She will fix us all right, and NOT in a good way.
Simple math is what it is, a value of a % of an amount will go up when the base amount goes up. Say a hard working Michigander makes $50,000 (aint me thats fer sure) and Granholm takes $16,500 (33%) that leaves the taxpayer with $33,500 to spend on goods here in Michigan (Gas is a good). $16,500 for what??? Welfare, health care, and education. The first two ain't goin to me since I earn my living and my health care, and the last one I really don't like what they are trying to teach my kids anyway or that schools don't even have recess anymore. Do I get a rebate if I send my kids to a private school??? no.....
Anyway.. different rant.
Back to the point.
IF the taxpayer makes $60,000 then the State gets $19,800. Imagine that, people make money, the State makes money. So GRANHOLM Concentrate on making the people in Michigan some money and then your administration will get some money NOT THE OTHER WAY AROUND.
By the way "Programs" in Granholm speak is her giving YOUR MONEY to other people. How does paying a guy NOT to work help me? How does giving my money to schools to educate other peoples kids help me? Since she seems intent on over-taxing small businesses why would these "investment students" stick around Michigan when they can make more money out of state and live better with lower cost of living???

She insists on a BiPartisan budget but also insists on a tax hike. How is it BiPartisan if she is holding a knife to their throat and forcing them to vote against conscience and raise taxes? Keep up the good work Michigan Legislature and keep our taxes low.

BTW2: Anyone who wants one, I will sell at cost a "Granholm! No New taxes" tee shirt. Either that or I am thinking about a "Michigan, the NEW Canada" shirt ;-)