Monday, June 29, 2009

Cash for Clunkers - My note to cashforclunkersfacts.com

I have been reading the comments left on here regarding the Clunker Bill... Why did the complainers NOT contact their representatives BEFORE this got passed? I know I did! There are a couple of inconsistencies in the complaints.
One is people complaining about sub 18 mpg in cars that classically have done better then 27 mpg. Quit complaining and get your foot off the gas. Even the best cars get bad mileage at 80 mph.
Two is, what happened to Toyota being so great on fuel mileage and quality? I have never seen so many people whine about poor economy on Toyota cars. Check out any number of mid 90's Gm cars and find 27+ mpg even on big daddy's like Old Delta 88 and Pontiac Bonneville (30+ if driven below 70 not 80+mph)with the 3800 V6. Even the Dustbuster (Pontiac Transport) gets 24 mpg (mine has 250,000 miles and gets 24 mpg) which is great for a van. Stick to US built/ US owned companies to support the US economy.

In closing, from what I am reading on these postings is that America does not need government to buy them cars, America needs the government to teach them how to drive. Accelerate slowly, drive at a reasonable speed (sub 70), and take your foot off the gas wayyy before the stop signs and lights. Any time you use the brake you are wasting fuel.

p.s. I don't think the Gov should be buying anybody anything with my money. Make your voice heard before the votes to stop goof ball bills like this from occurring.

Friday, June 26, 2009

Plan for Health Care Reform - My Letter to the Honorable Mike Rodgers

Dear Congressman Rogers

I have read your recent e-mailing regarding health care reform and while I agree there needs to be a change in the Health care system I know that Government intervention/funding needs to be reduced not increased. Government caps on profits, and fees lead to less available product from the manufacturers. This is one problem other countries have run into with Government capped pricing. They are now buying US made drugs instead of producing product in their own country. If the manufacturers cannot make a profit, then they no longer want to produce the drugs. Hillary found this out when she capped the Flu Vaccine price. The next year we ran out of vaccine since no one was making it because there was no profit. Now YOU want to do this on a grander scale? Sorry, history shows it does not work. Forget caps, and help eliminate wasteful legislation and allow US businesses to do what they do best, manufacture goods (drugs) people want.

The main problem I see with our health care program is that people (insurance customers) have no reason to watch their choices, no reason to negotiate with doctors on price, and no reason to choose cheaper medications that are available. IF the US had a reason to watch their spending you would DEFINITELY see a reduction in Health Care Spending, a reduction in Health Care Pricing, and a happier more informed populace.
HSA is a very good program (Health Care Spending Account) that allows reduced monthly fees, savings account for copay and deductible that rolls over and collects interest, and a sense of investment that encourages thrifty use of health care dollars. Existing Health Care system encourages "get the most I can for my dollars" and increases spending and decreases Insurance company profits (thus higher prices to end customer).
HSA should be expanded to include the current Flexible Spending Account system that encourages users to blow their money in a "use it or lose it" system that benefits no one.
Government needs to get out of the way and make people responsible for their Health Care spending and allow the insurance companies to offer more savings incentive programs and drug companies to develop new drugs while making the older ones cheaper.

Bottom line... The insurance industry and drug companies were developed BY INDIVIDUALS. NOT the government. So why should it be controlled BY the government. It would not exist without Profit, Incentive, and a Need.